Thanks Obinna for such a thorough…
Thanks Obinna for such a thorough service. You took your time and patiently explained life insurance to me. Great service!
Remortgage
Switch Smart. Save More.
When your current deal ends — or you want a better rate — we search the whole market to remortgage, cut monthly costs or release equity from your home.
300+
Wealth of lenders in the market
20k+
Reviews & 5 Stars Trustpilot results
5.0
Over 20+ years
in the industry
It was very thorough and patiently…
It was very thorough and patiently session. Ensured I understand everything and he answered every question I had and reassured me and gave me a good for thou…
Professional
Nice speaking with him. Very professional in his advice and patient in answering all questions. He deserve a 6 star not just 5.
5* Mortgage Broker
True to her name Madiha is truly praiseworth. She walked through the entire process of getting a mortgage offer concisely and thoroughly. We are super happy…
Excellent Service, 100% recommend
Madiha was absolutely amazing when it came to sorting out our mortgage and talking us through the process she is extremely knowledgeable. As first time buyer…
Andrew Latto was great
Andrew Latto was great throughout our remortgage process. Very responsive and patient despite an unforeseen issue our end. Would highly recommend.
Explained each steps
Explained each steps, explored various options.
Our Mortgage Experience
Our experience from the start to the end was a top notch with Mr Gbenga Peter Olubayo. Every tiny detail was simplified and made very easy for us. He sends r…
The mortgage broker is really truthful
The mortgage broker is really truthful, honest, patient, and really amazing. She has been very professional, yet empathetic all the way.
I recently took out a protection…
I recently took out a protection policy through Access Financial Services from an Advisor Shahid, and I couldn't be happier with the experience. The advisor…
Remortgaging means switching your mortgage to a new deal — often with a different lender — to get a better rate, change your term, or release equity for home improvements or other goals.
When a fixed or discounted period ends, many borrowers roll onto a higher standard variable rate. That is often the right time to remortgage and lock in a more competitive deal.
We search the whole market, factor in fees and early repayment charges, and show you whether switching still saves money after costs — so you can remortgage with confidence.
Speak to an Expert
Why Remortgage With Us?
- Whole-of-market remortgage search for better rates
- Clear comparison including fees and early repayment charges
- Options to cut monthly payments or shorten your term
- Release equity for improvements or other plans
- Support if you are near the end of a fixed deal
- Access to exclusive broker-only products
- Plain-English advice with no obligation
How Much Could You Save?
Get a quick estimate of potential monthly savings — then speak to an adviser for a precise figure.
Estimated Monthly Saving
£ 0
Indicative only. Assumes a competitive new rate vs your current rate. Final savings depend on fees, term and lender criteria.
How it Works
Get started today in 3 simple steps
01Tell us your needs
Share your current deal, balance, rate and goals — lower payments, shorter term or equity release. No obligation.
02We Compare The Market
Your adviser searches hundreds of lenders and factors in fees so you see the true cost of switching.
03We Find The Deal
We manage the application and liaise with your solicitor so your remortgage completes smoothly on time.
Our Mortgage Services
First-Time Buyer
Buying your first home? We'll guide you through every step — deposit, affordability, offer and completion.
Read More
Remortgage
Save money or release equity when your current deal ends. We'll find your best available rate.
Read More
Moving Home
Porting your existing mortgage or starting fresh — we'll handle the whole process for you.
Read More
Buy to Let
Looking to invest in property? We'll help you find the right buy-to-let mortgage for your portfolio.
Read MoreCommon Remortgage Questions
Most people remortgage near the end of a fixed or discounted deal to avoid a higher standard variable rate. You can also remortgage to release equity or change your term. We will check early repayment charges first.
Often yes, but early repayment charges may apply if you are still in a fixed period. We calculate whether switching still saves you money after any fees.
Yes — many remortgages can include additional borrowing for home improvements, debt consolidation or other goals, subject to affordability and lender criteria.
Remortgages are often faster than purchases — typically several weeks depending on valuation, legal work and the lender. We will set clear expectations at the outset.
Typically ID, proof of address, income evidence, bank statements and details of your current mortgage. We provide a tailored checklist for your case.
Trusted By 1200+ Satisfied Customers
Access Financial Services exists to take you there. We're more than a finance provider; we're a trusted guide, delivering smart advice, personalized solutions, and the clarity needed to move forward with confidence. With Access, financial security isn't imagined—it's achieved.
Whole-of-market advice with a personal touch. Our team helped me find the right mortgage deal without the jargon — highly recommended.
From protection to commercial lending, Access guided us every step of the way. Professional, transparent, and always available.
