Thanks Obinna for such a thorough…
Thanks Obinna for such a thorough service. You took your time and patiently explained life insurance to me. Great service!
Special Lending
Complex Lending Made Simple
Not every borrowing requirement fits the criteria of a standard high street mortgage. Whether you're purchasing an investment property, funding a development, raising capital from an existing property or buying commercial premises, specialist finance can provide flexible solutions where traditional lending may not.
300+
Qualified Brokers All Across Country
20k
Satisfied Customers All Accross Country
5.0
Over 20+ years
It was very thorough and patiently…
It was very thorough and patiently session. Ensured I understand everything and he answered every question I had and reassured me and gave me a good for thou…
Professional
Nice speaking with him. Very professional in his advice and patient in answering all questions. He deserve a 6 star not just 5.
5* Mortgage Broker
True to her name Madiha is truly praiseworth. She walked through the entire process of getting a mortgage offer concisely and thoroughly. We are super happy…
Excellent Service, 100% recommend
Madiha was absolutely amazing when it came to sorting out our mortgage and talking us through the process she is extremely knowledgeable. As first time buyer…
Andrew Latto was great
Andrew Latto was great throughout our remortgage process. Very responsive and patient despite an unforeseen issue our end. Would highly recommend.
Explained each steps
Explained each steps, explored various options.
Our Mortgage Experience
Our experience from the start to the end was a top notch with Mr Gbenga Peter Olubayo. Every tiny detail was simplified and made very easy for us. He sends r…
The mortgage broker is really truthful
The mortgage broker is really truthful, honest, patient, and really amazing. She has been very professional, yet empathetic all the way.
I recently took out a protection…
I recently took out a protection policy through Access Financial Services from an Advisor Shahid, and I couldn't be happier with the experience. The advisor…
What are Specialist Financial Solutions?
At Access Financial Services, we have access to a wide panel of specialist lenders, allowing us to find finance for a wide range of circumstances. Our experienced advisers understand the complexities of specialist lending and will guide you through every stage of the process, ensuring you receive advice tailored to your individual needs and objectives.
Our Commercial Finance Services
2nd Charge Mortgages
Release equity with a second charge while keeping your existing mortgage in place — flexible terms for established homeowners and businesses.
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Bridging Finance
Short-term funding to secure opportunities, refurbish assets or bridge the gap before long-term finance.
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Commercial Mortgages
Finance for offices, retail, industrial and mixed-use property — whole-of-market options tailored to your business.
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Development Finance
Funding for ground-up developments, conversions and heavy refurb projects with experienced underwriting support.
See MoreHow We Structure Your Deal
01Discuss Your Deal
Tell us about your property, project or funding need. We'll understand the full picture before making any recommendations.
02We Structure It
Your adviser sources the best lender and terms for your specific situation across the commercial market.
03Funds Released
We manage the process through to completion and drawdown. Case studies and references available.
Common Specialist Finance Questions
Typically 25–40% depending on the property type, occupancy and lender criteria. Investment properties usually require a higher deposit than owner-occupied premises.
Bridging can complete in as little as a few weeks when documentation and valuations are in order. Timelines vary by lender and complexity — we will give you a realistic schedule upfront.
Yes — some lenders consider first-time developers with the right team, planning and exit strategy. Your adviser will match you with suitable options.
Yes — many commercial and buy-to-let products are available to limited companies and SPVs. We will match you with lenders whose criteria fit your ownership structure.
Typically accounts, bank statements, asset and liability schedules, property details and tenancy information where relevant. We provide a tailored checklist for your application.
Our fee structure is transparent and explained before you proceed. In many cases we receive commission from the lender — any client fees will be disclosed clearly at the outset.
Trusted By 1200+ Satisfied Customers
Access Financial Services exists to take you there. We're more than a finance provider; we're a trusted guide, delivering smart advice, personalized solutions, and the clarity needed to move forward with confidence. With Access, financial security isn't imagined—it's achieved.
Whole-of-market advice with a personal touch. Our team helped me find the right mortgage deal without the jargon — highly recommended.
From protection to commercial lending, Access guided us every step of the way. Professional, transparent, and always available.
